About Ricapio
Professional B2B debt recovery built on trust, compliance, and results.
Helping Indian Businesses Get Paid—Professionally
We started Ricapio because we saw how unpaid invoices cripple SMEs. Delayed payments affect cash flow, limit growth, and strain business relationships.
Our mission is simple: help B2B companies recover their money through professional, compliant, and structured processes—without risking the reputation they've worked hard to build.
Curious about the work itself? See how we recover unpaid B2B invoices step by step, or view our full range of debt recovery services.
Our Values
The principles that guide everything we do.
Results Driven
We're focused on outcomes—getting you paid faster.
Reputation Preservation
We recover money while ensuring your reputation remains intact.
Transparency
Clear communication, regular updates, and no hidden fees.
Compliance First
Every action follows legal and ethical guidelines. No harassment, ever.
Advisory Board
Guided by industry leaders and experts.
Sanjeev Goel
Industry Advisor
Mr. Sanjeev Goel is the Founder & Managing Director of Intec Capital Ltd. With over 26 years of experience, he's the main driving force behind the success of Intec Capital Ltd. Sanjeev stepped into the corporate world more than 26 years ago as a Financial Controller of Jay Bharat Maruti Ltd. His aspiration to become an entrepreneur led to the genesis of Intec Securities (now Intec Capital Limited) in 1994.
Sanjeev Agarwal
Finance Advisor
Founding CEO of Daksh (IBM). Co-Founder of The Fundamentum Partnership and Helion, venture capital firms based in India. Participated in tech scale ups that include Makemytrip (NASDAQ), Bigbasket, Livspace, UnitedLex, Azure Power (NYSE), Amba (Moody's) and Axtria as an early stage investor/board member.
Ashish Gupta
Technology Advisor
Dr. Ashish Gupta serves as Partner Emeritus at Prime, and actively participates in all new investment decisions, and guides the team on several aspects of Venture Capital. Ashish is a co-founder of Helion and has served on the boards of SMSGupshup, Infoedge (NAUKRI), Urban Company, Hindustan Unilever, Upwork (UPWK), Pubmatic (PUBM), and Indegene. He has co-founded two successful companies - Tavant Technologies and Junglee (AMZN). He has also worked at Woodside Fund, Oracle Corporation and IBM research.
Major HS Kalsi
Operations Advisor
Alumnus of the National Defence Academy and Indian Military Academy, commissioned into the Rajputana Rifles in 1981. A high-risk mission officer involved in the capture of Siachen Glacier (OP MEGHDOOT) in 1984. Today he heads Baalnoi Academy, which trains students for the Indian Armed Forces — with alumni across every unit of the armed forces and is the director of Baalnoi School of Excellence (an up and coming school in Manoharpur, Jaipur).
Our Team
Ricapio is powered by a team of experienced recovery specialists, legal partners, and technology experts. Our team combines deep industry knowledge with modern tools to deliver results.
Our Offices
Delhi NCR, India
Registered Office
805, 8th Floor, Manjusha Building57 Nehru Place
New Delhi – 110019
India
Operating Office
Innov8 CLC Tower, 4th FloorPlot 146, Sector 44
Gurugram, Haryana – 122003
India
We serve businesses across India. Our team works from our Gurugram operating office and remotely, enabling us to handle cases nationwide with quick turnaround times.